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    • APPLY HERE
    • CONSTRUCTION LOAN
    • PROPERTY SEARCH
      • BROWARD COUNTY PROPERTIES
      • MIAMI-DADE PROPERTIES
      • MONROE PROPERTIES
      • Hillsborough County
      • LEE COUNTY
      • PORT ST LUCIE
    • CORPORATIONS
      • FL CORPORATION SEARCH
      • FL CORP FORMS AND FEES
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The Mortgage Company

Signed in as:

filler@godaddy.com

  • HOME
  • APPLY HERE
  • CONSTRUCTION LOAN
  • PROPERTY SEARCH
    • BROWARD COUNTY PROPERTIES
    • MIAMI-DADE PROPERTIES
    • MONROE PROPERTIES
    • Hillsborough County
    • LEE COUNTY
    • PORT ST LUCIE
  • CORPORATIONS
    • FL CORPORATION SEARCH
    • FL CORP FORMS AND FEES
  • Blank

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Mortgages for Purchases & Refinances

FIRST TIME HOME BUYERS

FIRST TIME HOME BUYERS

FIRST TIME HOME BUYERS

  • FHA or VA Loans
  • Low Down Payment 
  • Bad Credit OK 
  • Access To Capital
  • No Income Limits 
  • Bankruptcy OK
  • Quick Approvals






CONVENTIONAL LOANS

FIRST TIME HOME BUYERS

FIRST TIME HOME BUYERS

  • Down payment as low as 3%
  • Available in Fixed Rate or Adjustable Rate (ARMs) options.
  • Many loan term options available
  • No monthly mortgage insurance with a down payment of at least 20%.
  • Can cancel existing mortgage insurance at 80% LTV.
  • Condominiums OK



INVESTOR LOANS (DSCR)

FIRST TIME HOME BUYERS

INVESTOR LOANS (DSCR)

  • No Tax Returns Required.
  • No Employment Required. 
  • No Income Required. 
  • No Debt to Income Ratio Calculated. 
  • Cash Flow Based on Subject Property. 
  • SFR, Condo, 1-4 unit. 
  • Credit Score 660 and up


  • Maximum loan is $2.5M (Purchase and rate/term).

ASSET UTILIZATION

LOANS FOR FOREIGN NATIONAL BORROWERS

INVESTOR LOANS (DSCR)

  • Asset Divided by 60
  • Savings and Checking at 100%
  • Securities at 100%
  • Retirement at 70%
  • No Tax Returns Required.
  • No Employment Required. 
  • No Income Required. 
  • No Debt to Income Ratio Calculated. 
  • Cash Flow Based on Subject Property. 
  • SFR, Condo, 1-4 unit. 
  • Credit Score 620 and up
  • 80% Down Payment
  • Purchase and Cash-Out).

LOANS FOR FOREIGN NATIONAL BORROWERS

LOANS FOR FOREIGN NATIONAL BORROWERS

LOANS FOR FOREIGN NATIONAL BORROWERS

  • 70% Down Payment
  • All You Need is a Passport
  • Copy of Passport and Visa
  • Open a USA Bank Account
  • PRESTAMOS PARA EXTRANJEROS

BANK STAMENTS

LOANS FOR FOREIGN NATIONAL BORROWERS

LOANS FOR FOREIGN NATIONAL BORROWERS

  • Your deposits are your income
  • Qualify for a mortgage using 12 months of Bank Statements 
  • Loans to $3M 
  • Cash Out Refi to $2M 
  • May Use:

Bank Statements

Stocks & Bonds 

401k 

COMMERCIAL LOANS

CONSTRUCTION LOANS Residential & Commercial

CONSTRUCTION LOANS Residential & Commercial

  •  Down payment as low as 10%
  • Available in Fixed Rate or Adjustable Rate (ARMs) options.
  • Many loan term options available.
  • No monthly mortgage insurance.
  • Loans up to 5 million.

CONSTRUCTION LOANS Residential & Commercial

CONSTRUCTION LOANS Residential & Commercial

CONSTRUCTION LOANS Residential & Commercial

  • Ground up Construction
    • No Income Needed!!!!
    • Land Acquisition
    • Residential
    •  Multi Family 
    • Commercial
  • Fix and Flip Loans
    • No Income Needed!!!

DOCUMENTS NEEDED

CONSTRUCTION LOANS Residential & Commercial

  • Driver’s License Last two years W2 (If Applicable) 
  • Last Two Years’ Personal Tax Returns 
  • Last Two Years of Business Tax Returns (If Self-Employed)
  • Last Two Months of Personal Bank Statements 
  • Last Two Months of Business Bank Statements (If Self-Employed)

Scan with your phone to Get Approved

No Need to Wait for a Mortgage Processor to Strat Your Loan Today.

To expedite the approval process, please scan the QR Code to start your online application. You can also access your credit report. 

About Us

BEST INSTEREST RATES

BEST INSTEREST RATES

BEST INSTEREST RATES

 We've partnered with multiple lenders across the U.S. to offer you the best available rates, customized to fit your unique mortgage needs. 

ATTORNEY OWNED

BEST INSTEREST RATES

BEST INSTEREST RATES

 Not only do we have an in-depth understanding of the mortgage process, but we are also proudly owned by a Florida Licensed Lawyer, ensuring expert legal insight and guidance throughout your journey 

Pallares Law

ONE STOP SHOP

BEST INSTEREST RATES

ONE STOP SHOP

Through our trusted partner companies, we can also assist you with all your Title and Real Estate needs, providing a seamless experience from start to finish.

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NMLS ID: 960808

The Mortgage Company

info@citytmc.com

Hours

Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed

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